Many people in New Hampshire opt for Medicare supplement insurance – sometimes called, “Medigap” insurance-which helps to fill the “gaps” in basic Medicare coverage. While there are multiple plans available in New Hampshire, Plan G is the most popular. Monthly premiums are based on your age at enrollment and your gender.

A Medicare Advantage Plan- Part C -replaces your Original Medicare and allows private health insurance companies to provide your healthcare. Think of this as an HMO, PPO type of plan that you may have had through an employer at some point. This plan includes coverage for your prescriptions and may offer limited dental and vision benefits.

Advantage Plans usually have a $0 monthly premium, but have copays, coinsurances and maximum out of pocket costs. We work with Advantage Plan companies on your behalf to help you find the plan best suited to your needs.

We don’t need to tell you how costly prescriptions can become as often the sheer number of medications can skyrocket as we age. Also called Part D, we can help you understand if you need this, when to enroll, and which plan would offer you the most coverage based on your needs.